Great MP3 reveals that EVERYTHING THEY KNOW IS WRONG, and how they ended up that way.

O.K.
Fair enough, but you did say this

“While Christian were living like rabid dogs in the woods of Dark Ages Europe, Islamic peoples flourished abd advanced in peace.”

The “advancement in peace” is a flat out LIE !
And the fact is that these supposedly peaceful Muslims were ravaging christian communities that were anything but rabid dogs..

Soooooooooo, everything is till basically the opposite of what you try to pawn off.

As far ACORN goes, you just cant hang with actual accounts that answered your question.
As opposed to the many of my questions you fail to answer simply because you realize any attempt would make you look more ridiculous than you already have.

Deal with the facts and you’ll be a more convincing debator.
One of these days you’ll learn that your opinion, “cuz you say so” calling people looney or stupid just makes you look like an arrogant autocratic delusional fool.

JMJ;
“And what “pressure”? Can you site one sinlge solitary example of this “pressure?” Can you? You can’t. It didn’t happen. ”

This is a lie, it did and has happened, I answered your question once, and here, I’ll amswer it again.

Stanley Kurtz is no nut and neither is anyone writing for the National review.
They have not enjoyed the reputation of lying and promoting mis information such as Krugman and the NYTs has enjoyed.

http://article.nationalreview.com/print/?q=NDZiMjkwMDczZWI5ODdjOWYxZTIzZGIyNzEyMjE0ODI=
“Acorn has burst into a closed city council meeting there. Acorn protestors in Baltimore disrupted a bankers’ dinner and sent four busloads of profanity-screaming protestors against the mayor’s home, terrifying his wife and kids. Even a Baltimore city council member who generally supports Acorn said their intimidation tactics had crossed the line.’

If you or anyone else really thinks that these banks willingly wanted to offer loans at these suicidal rates you probably own quite a few bridges.

As for what one Indian has to say about all of Islamic history, I’m not even going to bother getting into it.

And I never said Muslims were the “peaceful victims of rabid christians.” Where you got that from is beyond me.

I’m just going to have to leave this alone now, because I really don’t know how to counter that with a rational retort.

JMJ

Spend a lot of time clicking your heels together ?

It’s amazing. You cons just know no shame, huh? Amazing.

Micky, that is the stupidest thing I’ve ever read. I can’t imagine what kind of lunatic would write such a thing. I just don’t know what else to say. Stupidest. Thing. Ever.

JMJ

http://www.tygrrrrexpress.com/2008/12/india-burns-liberals-plan-tea-parties/#comments

Also on the same thread, the last comment coming from Ssohara backs my claim that the Muslims were what I say they were, and not the peaceful victims of rabid christians as you asserted and that their reign of terror was in fact present 1400 years ago.

Ssohara said;
December 3rd, 2008 at 9:37 pm
Quick comment - my parents are from India, and the person who states that the Muslims were peaceful for centuries is ignorant of history. My parents learned a lot more about Asian history than most Americans, and the Muslims have a long history of conquest. It goes back way before the Barbary Pirates…. ”

Go ahead and read the rest Jersey.

You’re wrong again.

Like I’ve said before, it doesnt make you look too bright to think I’m that stupid.

KRUGMAN ????
ROTFLMAO.

“Can you site one sinlge solitary example of this “pressure?”

Here ya go, now sit down and be quite

ACORN, Obama, and the BANKING MELTDOWN

The origins of the Banking Mess can be found in the Community Reinvestment Act. The bill was meant to encourage banks to make loans to minorities living in unstable neighborhoods. Based on that bill and subsequent amendments ACORN was able to intimidate banks into lower mortgage standards paved the way for the meltdown. Last week, ACORN was holding protests, trying to get a cut of the financial-market-rescue bill and only through a grass-roots outrage was this avoided.

Senator Barack Obama was one of ACORN’s Lawyers, he also trained people to “community organize” which in ACORN’s case means pushing banks into making ill-advised loans and fraudulently putting people on the voting rolls.

As he [Obama] rose to a leadership role at Chicago’s Woods Fund, he became the most powerful voice on the foundation’s board for supporting ACORN and other community organizers. In 1995, the Woods Fund substantially expanded its funding of community organizers - and Obama chaired the committee that urged and managed the shift. ACORN is a great way to see what drives Senator Obama’s Policy and how he will drive the country to ruin if (God Forbid) he gets elected.

O’S DANGEROUS PALS By STANLEY KURTZ WHAT exactly does a “community organizer” do? Barack Obama’s rise has left many Americans asking themselves that question. Here’s a big part of the answer: Community organizers intimidate banks into making high-risk loans to customers with poor credit.

In the name of fairness to minorities, community organizers occupy private offices, chant inside bank lobbies, and confront executives at their homes - and thereby force financial institutions to direct hundreds of millions of dollars in mortgages to low-credit customers.

In other words, community organizers help to undermine the US economy by pushing the banking system into a sinkhole of bad loans. And Obama has spent years training and funding the organizers who do it.
————————————————————————————
THE seeds of today’s financial meltdown lie in the Community Reinvestment Act - a law passed in 1977 and made riskier by unwise amendments and regulatory rulings in later decades
———————————————————————————–
CRA was meant to encourage banks to make loans to high-risk borrowers, often minorities living in unstable neighborhoods. That has provided an opening to radical groups like ACORN (the Association of Community Organizations for Reform Now) to abuse the law by forcing banks to make hundreds of millions of dollars in “subprime” loans to often uncreditworthy poor and minority customers.
————————————————————————————-
Any bank that wants to expand or merge with another has to show it has complied with CRA - and approval can be held up by complaints filed by groups like ACORN.

In fact, intimidation tactics, public charges of racism and threats to use CRA to block business expansion have enabled ACORN to extract hundreds of millions of dollars in loans and contributions from America’s financial institutions.

Banks already overexposed by these shaky loans were pushed still further in the wrong direction when government-sponsored Fannie Mae and Freddie Mac began buying up their bad loans and offering them for sale on world markets.

Fannie and Freddie acted in response to Clinton administration pressure to boost homeownership rates among minorities and the poor. However compassionate the motive, the result of this systematic disregard for normal credit standards has been financial disaster.

ONE key pioneer of ACORN’s subprime-loan shakedown racket was Madeline Talbott - an activist with extensive ties to Barack Obama. She was also in on the ground floor of the disastrous turn in Fannie Mae’s mortgage policies.

Long the director of Chicago ACORN, Talbott is a specialist in “direct action” - organizers’ term for their militant tactics of intimidation and disruption. Perhaps her most famous stunt was leading a group of ACORN protesters breaking into a meeting of the Chicago City Council to push for a “living wage” law, shouting in defiance as she was arrested for mob action and disorderly conduct. But her real legacy may be her drive to push banks into making risky mortgage loans.

In February 1990, Illinois regulators held what was believed to be the first-ever state hearing to consider blocking a thrift merger for lack of compliance with CRA. The challenge was filed by ACORN, led by Talbott. Officials of Bell Federal Savings and Loan Association, her target, complained that ACORN pressure was undermining its ability to meet strict financial requirements it was obligated to uphold and protested being boxed into an “affirmative-action lending policy.” The following years saw Talbott featured in dozens of news stories about pressuring banks into higher-risk minority loans.

IN April 1992, Talbott filed an other precedent-setting com plaint using the “community support requirements” of the 1989 savings-and-loan bailout, this time against Avondale Federal Bank for Savings. Within a month, Chicago ACORN had organized its first “bank fair” at Malcolm X College and found 16 Chicago-area financial institutions willing to participate.

Two months later, aided by ACORN organizer Sandra Maxwell, Talbott announced plans to conduct demonstrations in the lobbies of area banks that refused to attend an ACORN-sponsored national bank “summit” in New York. She insisted that banks show a commitment to minority lending by lowering their standards on downpayments and underwriting - for example, by overlooking bad credit histories.

By September 1992, The Chicago Tribune was describing Talbott’s program as “affirma- tive-action lending” and ACORN was issuing fact sheets bragging about relaxations of credit standards that it had won on behalf of minorities.

And Talbott continued her effort to, as she put it, drag banks “kicking and screaming” into high-risk loans. A September 1993 story in The Chicago Sun-Times presents her as the leader of an initiative in which five area financial institutions (including two of her former targets, now plainly cowed - Bell Federal Savings and Avondale Federal Savings) were “participating in a $55 million national pilot program with affordable-housing group ACORN to make mortgages for low- and moderate-income people with troubled credit histories.”

What made this program different from others, the paper added, was the participation of Fannie Mae - which had agreed to buy up the loans. “If this pilot program works,” crowed Talbott, “it will send a message to the lending community that it’s OK to make these kind of loans.”

Well, the pilot program “worked,” and Fannie Mae’s message that risky loans to minorities were “OK” was sent. The rest is financial-meltdown history.

IT would be tough to find an “on the ground” community organizer more closely tied to the subprime-mortgage fiasco than Madeline Talbott. And no one has been more supportive of Madeline Talbott than Barack Obama.

When Obama was just a budding community organizer in Chicago, Talbott was so impressed that she asked him to train her personal staff.

He returned to Chicago in the early ’90s, just as Talbott was starting her pressure campaign on local banks. Chicago ACORN sought out Obama’s legal services for a “motor voter” case and partnered with him on his 1992 “Project VOTE” registration drive.

In those years, he also conducted leadership-training seminars for ACORN’s up-and-coming organizers. That is, Obama was training the army of ACORN organizers who participated in Madeline Talbott’s drive against Chicago’s banks.

More than that, Obama was funding them. As he rose to a leadership role at Chicago’s Woods Fund, he became the most powerful voice on the foundation’s board for supporting ACORN and other community organizers. In 1995, the Woods Fund substantially expanded its funding of community organizers - and Obama chaired the committee that urged and managed the shift.

That committee’s report on strategies for funding groups like ACORN features all the key names in Obama’s organizer network. The report quotes Talbott more than any other figure; Sandra Maxwell, Talbott’s ACORN ally in the bank battle, was also among the organizers consulted.

MORE, the Obama-supervised Woods Fund report ac knowledges the problem of getting donors and foundations to contribute to radical groups like ACORN - whose confrontational tactics often scare off even liberal donors and foundations.

Indeed, the report brags about pulling the wool over the public’s eye. The Woods Fund’s claim to be “nonideological,” it says, has “enabled the Trustees to make grants to organizations that use confrontational tactics against the business and government ‘establishments’ without undue risk of being criticized for partisanship.”

Hmm. Radicalism disguised by a claim to be postideological. Sound familiar?

The Woods Fund report makes it clear Obama was fully aware of the intimidation tactics used by ACORN’s Madeline Talbott in her pioneering efforts to force banks to suspend their usual credit standards. Yet he supported Talbott in every conceivable way. He trained her personal staff and other aspiring ACORN leaders, he consulted with her extensively, and he arranged a major boost in foundation funding for her efforts.

And, as the leader of another charity, the Chicago Annenberg Challenge, Obama channeled more funding Talbott’s way - ostensibly for education projects but surely supportive of ACORN’s overall efforts.

In return, Talbott proudly announced her support of Obama’s first campaign for state Senate, saying, “We accept and respect him as a kindred spirit, a fellow organizer.”

IN short, to understand the roots of the subprime-mort gage crisis, look to ACORN’s Madeline Talbott. And to see how Talbott was able to work her mischief, look to Barack Obama.

Then you’ll truly know what community organizers do.
————————————————————————————

And here.
http://www.consumersrightsleague.org/UploadedFiles/ACORN_AHC_Report.pdf
And here.
http://www.lewrockwell.com/dilorenzo/dilorenzo125.html
But this is discriminatory!, complained the “community organizations.” Thus, if one browses the ACORN web site, one can read of their boasts of having “predatory lending laws” passed in numerous states which outlaw such fees, prohibiting banks from protecting themselves from the added risk involved in making forced loans to “subprime” borrowers.

“Micky, the link I showed you was just a list of various causes. If you want the opinion of prominent economists”

Nope, I dont want opinions, I deal in facts and real accounts.
But hey, we can both put up opinionted links all day long if you want.

Call Carter and Clinton what you want.
Its still an example of govt. intervention gone wrong.

Stop trying to wash the leftist hands responsible for any of this.
It makes you look ignorantly bias as we all know that it took the actions of many to accomplish this meltdown.
However, as true con that must contribute to putting the real face back on conservatives I have to speak out against government intervention.
And what better place to start than with the left who wants to regulate and control everything ?

“intransigent laizzez faire ideologues who can never be man enough to ever admit they’re ever wrong about anything.”

I cant ever remember you admitting to being wrong about anything, so where does that put you ?

Here’s Krugman: http://www.nytimes.com/2007/12/21/opinion/21krugman.html?ex=1355893200&en=12d85102f1690b64&ei=5124&partner=permalink&exprod=permalink

Barry Ritholtz on Jeffrey Brown:
http://www.ritholtz.com/blog/2008/12/bush-administration-ignored-mortgage-meltdown-warnings/

Stan Leibowitz: http://www.independent.org/pdf/policy_reports/2008-10-03-trainwreck.pdf (this is a must-read)

The Hudson Institute on the Bind Rating issue: http://www.hudson.org/files/publications/mason_rosner.ppt

There are dozens more out these if you bothered to look. So either you were fibbing or just imagining things when you said, “There is no doubt in the mind of anyone with half a brain that government intervention is what caused this.” The ONLY people who believe that are intransigent laizzez faire ideologues who can never be man enough to ever admit they’re ever wrong about anything.

And the fact that the likes of Carter and Clinton were complicit in this laizzez faire disaster says nothing about the the fact that the laizzez faire policies is waht caused the disaster. It just goes to show that neither Cliton nor Carter were all that “liberal.” In fact, both of them were pretty laizzez faire capitalists themselves. And it is the last refuge of scoundrels to act as apologetics of their ostensible rivals when these “rivals” act as they would.

And what “pressure”? Can you site one sinlge solitary example of this “pressure?” Can you? You can’t. It didn’t happen. There was no pressure whatsoever to write bad paper. It’s a racist lie. Period. But again, it is another refuge of scoundrels to blame the weakest amongst us for the misdeeds of the most powerful.

JMJ

Jersey, not only am I sane, but unlike you, I have a memory. Something you could stand to use.
I just explained to you yesterday and also a month ago.
http://www.freerepublic.com/focus/f-news/2127214/posts
“The crashed economy via the CRA was started by Carter, strengthened by Clinton and re-formulated by the 2005 Congress. Chicago figures in the beginning stages of this act.
In the 1970s, activists in Chicago and across the country brought strong pressure on banks to lend equitably to all those in their communities. Since its passage, the CRA has been used across the United States to win tens of billions of dollars in new lending, investments, and services for communities. The National Community Reinvestment Coalition tracks more than $1 trillion dollars in community reinvestment pledges nationally. These pledges are explicit investments in equitable development goals, and finance many tools in this toolkit. ”

The above is one example of how government intervention got us where were at.
Its the third time I’ve shown you this real and accurate account.
Of course, I deal in the truth and facts, you depend on opinions and being verbally autocratic so we may never agree on anything.

Once again you’re trying to be slippery and are making a case that is mute as I said myself that There are already laws in place to prosicute those guilty of unethical or immoral business practices.

What your talking aout are contracts where the third party is the government.
The government should only step in when that agreement is reniged on or violated.
How does anything you are spewing figure into my tax dollars having to fund a failing business ?????

Please tell me, I would love to know.

Are you sane? What? Anyone? Have you read anything whatsoever about this? Have you made any effort whatsoever to actually learn about this? What? Do you get all your thoughts on a direct brain-link from Fox News?

http://useconomy.about.com/od/criticalssues/tp/Subprime-Mortgage-Crisis-Cause.htm

Here’s a little list of factors.

And you can’t possibly have functional cpaitalism without rules and accountability. That’s anarchy. Are you an anarchist, Micky? Should I expect to see you out marching against the government with a big “A” on your torn, armless shirt shouting, “Down with everything!”? Get real. Of course there have to be rules and regulations! What good is a contract if there’s nothing to back it up? What good is money if you don’t know if it’s even worth anything? What good is a product to someone if they don’t even know what it does? Are you for real? You’re talking like a spoiled, thirteen year old whire suburban punk who just read Atlas Shrugged and think you’ve just figured out the universe from it!

JMJ